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Business and Commercial

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BUSINESS BANKING

We know every business is different, but all our business and commercial customers can be assured of one thing: a transparent, flexible and tailored approach to your funding needs.

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Sraightforward Tansparent Businness Banking

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Commercial Finance

Asset-based lending (ABL) lets you refinance business assets to free up working capital for growth, investment or to keep up with customer demand.

We will work with you to make sure your ABL solution suits your business and gets you where you need to be.


Invoice finance (confidential and disclosed)
Stock
Plant, machinery and vehicles
Commercial owner-occupier mortgages

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Real Estate Finance

At Safe Assurance Credit Bank Bank Real Estate Finance we provide finance to experienced developers for residential, commercial & mixed use development schemes, and to professional landlords seeking to acquire or refinance investment properties and portfolios.

Our experienced team of real estate finance specialists know that every development scheme and every investment proposal is different. That is why we take the time to get to know you and your business and work in partnership with you to develop a tailor-made solution that meets your funding requirements.

You can count on us to deliver straightforward, transparent real estate finance.

Do not hesitate to contact one of our dedicated Relationship Team to discuss any opportunity

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Secured Development Finance

We provide finance for:

Residential developments - Houses, flats, new build and conversions
Mixed use schemes - Residential schemes with an element of commercial or retail
Student Accommodation

Lending Criteria:

The development:

Loans from £2m+
Term up to 3 years (36 months)
Residential development lending up to 60% loan to gross development value (LTGDV) and 75% loan to cost (LTC)
Projects must be located in the U.K.

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